Wednesday, January 18, 2017

What Is A Word Worth?

We are definitely in new times when a just a quick tweet or statement can send things spiraling in either direction.  Now for traders this phenomena is old hat for them.  They are well aware of the consequences of new communications technology, and reaction times.  However for long term investors, and casual followers many are probably not aware of how quickly our markets respond to news, or ahem, tweets & posts. I'll use two recent examples to highlight this.

Monday, January 16, 2017

Dr. King: Nonviolence is the Most Powerful Weapon

I had the honor of visiting Dr. Martin Luther Kings home and historic site in Atlanta a few months back. It was quite a learning experience. For one his family was highly educated, and included a degree holding grandmother. In case you aren't aware that was a rarity, and even rarer for an African-American woman during her generation. Also Dr. King was a humble man, and at one point did not want to buy a house because he was afraid people would think it showed he was profiting from the movement he was a big part of. That's the type of humble thinking absent from many civil leaders toady.

Nonetheless his message in this video is something I feel gets lost on people. I think we forget in every generation the truth to this message. Nonviolence IS the most powerful weapon.




Tuesday, January 10, 2017

Small Business Optimism Soars

Unfortunately a lot of people don't like admitting it, but it looks like there is even more proof that Donald Trump is going to be good for the economy and he hasn't even been inaugurated.  A good economy is good for everyone so people should be happy!

Bloomberg reported the National Federation of Independent Business's Index soared to its highest level since 2004, and posted the highest monthly gain since 1980. The index has posted strong gains in November and December of 2016.   


Here are some excerpts, and it may be time for me to put together another "The Always Small Business" article. 


"Optimism among America’s small businesses soared in December by the most since 1980 as expectations about the economy’s prospects improved dramatically in the aftermath of the presidential election."

"The National Federation of Independent Business’s index jumped 7.4 points last month to 105.8, the highest since the end of 2004, from 98.4. While seven of the 10 components increased in December, 73 percent of the monthly advance was due to more upbeat views about the outlook for sales and the economy, the Washington-based group said."


“We haven’t seen numbers like this in a long time,” Juanita Duggan, president and chief executive of the NFIB, said in a statement. “Small business is ready for a breakout, and that can only mean very good things for the U.S. economy. Business owners are feeling better about taking risks and making investments.”

Resolution Ideas for 2017

Well it's 2017 and we all know what that means. We set our resolutions as we enter the new year with zest and zeal as we look towards a clean slate.  Not every year goes as planned. Sometimes it ends up better than you expected, and in some cases worse. I can guarantee that if you follow all of the resolutions below you are one step closer to reaching financial success. 

Here are resolutions for everyone to consider this year. Obviously since we like to talk about investments, and money this will be the overall focus. Without wasting anymore time(one of my resolutions for the year) let's get to it.

Saturday, January 7, 2017

MAD Economic Review 1/7/17

It's a new year and time for a new you. If you haven't followed the traditional path of making a resolution for the new year, by all means you're not too late.  Most people focus on doing things like losing 10lbs, or spending more time volunteering. All are worthy goals, but most people never say "This year I vow to get my investments in line", or "I'm going to work on paying off my debt".  Those are seldom heard unfortunately.  If you haven't made a resolution you're in luck as I'll be posting an article next week with great financial resolution ideas for 2017. It might be a tad late, but there's plenty of time still to declare our resolutions for the year.

 Of course a new year also means plenty of people clamoring to tell you what to invest in, and where things are going this year.  By all means I have expectations too.  I am well aware though that those expectations can be wrong, and one must position themselves appropriately to mitigate risk while sticking to a rock solid financial strategy that can weather any storm. But that's how the market works. It's the collective expectations of everyone across the globe voting their opinion(expectations) with their hard earned money.

Thursday, January 5, 2017

Investor's Corner with MAD Consulting: Jan 4, 2016

Check out my latest Investors Corner segment on Topstep Trader's Squawk Radio with Eddie Horn. I reviewed some key markets in 2016, and discussed what to look for in 2017. Also I mentioned some great personal finance reminders for everyone.

Monday, December 26, 2016

Our Terrifying Savings Problem

The relaxing Christmas weekend went by with a lot joy.  A full belly and new gifts within eyesight were a great reminder of how lucky we are to live in this great country.  Then in typical real world fashion I got a nice reality slap in the face. As I browsed this morning for interesting financial articles I came across this right in your face article on GoBankingRates.com.

The headline read "69% of Americans Have Less Than $1K In Savings"

I broke into a panicked sweat after seeing that flash across my screen.  I thought how could this be?  Is it true my fellow Americans are that bad at saving money?

Wednesday, December 14, 2016

Investor's Corner with Michael Distasio: Dec 14 2016

Here is my latest Investors Corner on TST's Squawk Radio. Today we talked a bit about the bond market, and I introduced a new FREE feature for everyone.

 

FOMC Rate Decision - Where's The Big Money Going

With the FOMC Rate Hike Decision coming out at 2pm EST it's just about guaranteed that a hike is inline.  The market has been anticipating this hike for months, and quite frankly the Fed has come out and basically said it's happening. If they do surprise us and don't hike then we can all but be sure the next meeting will feature one.



So where has the big money been going and how can we play this?

Saturday, December 10, 2016

MAD Economic Review - 12/10/16

"We must always learn from history to guide our future" - The MAD Consultant

I've been lucky to have recently traveled down to Georgia. I visited beautiful Savannah, and Atlanta.   I was able to spend quality time with really great friends while I was there too. One of the pleasures of travel.  


Now some people travel to lay on a beach, get drunk in bars, or visit boutique shops. That's fine if it's your thing.  Not here at MAD Consulting.  My wife has the pleasure of joining me on multiple history tours, historic sight visits, and museums. Fortunately she enjoys it too. I just make sure to visit all the animal farms a long the way so she gets what she wants.  I learned a lot on that trip and not just from tour providers, and informational placards.  Learning can also come from friends, and the people you meet.  There is a lot of knowledge out there. We must try to take it all in. 

Wednesday, December 7, 2016

JOLTS Survey Shows Hiring Pace Slows

I'm a big follower of the JOLTS survey released by the Bureau of Labor Statistics. For one I feel it's prone to less shenanigans than the unemployment rate. The last couple years have seen the survey spike to over 5 million plus job openings, and a commensurate level of actual hiring.

However underneath there is a trend that's been accelerating much of this year, and at this point is hard to ignore. The rate at which people are being hired is slowing despite a large number of positions available.  The percentage hiring rate from a year ago dropped -5.4%. That's a pretty big change.

It could mean a lot of things. I think one of the main reasons, but not the only one, is that companies are having a hard time finding qualified workers to fill positions.  The workforce is becoming increasingly technical.


Saturday, November 26, 2016

50% Off Business Service Promotion

As part of Small Business Saturday I'm offering 50% off the first 6 months of my unlimited subscription plan for business owners!  The promotion is applicable to the first 5 claimants so don't delay.

You must claim the promotion through the Contact Page. Note in the subject "Business 50% Promo".

For more information on MAD Consulting's Business Services and Unlimited Plan visit our Business Page

*offer expires 12/31/16 

Friday, November 25, 2016

Free Financial Planning Promotion

I'm running a promotion through the blog, Facebook, and Twitter where the first 5 individuals to respond get 6 months of financial planning absolutely free!

This is better than any Black Friday deal you'll find, and no need to stand outside in the cold to get it! 

This deal allows you to save money and make more money. Share it with anyone you think might be interested that will benefit from this life changing service.


To claim this you must send me an email through the Contact Page.  

*Excludes Real Estate Analysis, Must set up an initial in person or phone consultation by December 31, 2016.

Tuesday, November 22, 2016

US Dollar and S&P 500 Correlation

Generally it's assumed that a falling dollar is good for equities since that trend has worked in the past.  Lately however we see that old assumption isn't working out the way we think it should.

Notice that lately, especially since the election, the US Dollar and S&P 500 have moved in near lockstep with each other.  Their moves are such replicas you'd swear they are the worlds best tango dancers.   So let's look at some historical charts below.

Monday, November 21, 2016

Free Financial Planning

Since this is the week of shopping deals I decided why not give everyone the best deal of a lifetime. I'm offering to 3 individuals Free Financial Planning for 6 months*. This is better than any Black Friday deal you'll find. This deal allows you to save money and make more money. Share it with anyone you think might be interested that will benefit from this life changing service. To claim this offer send us an email through the contact page http://www.getmadconsulting.com/contact.html, or via a message on Facebook, or Twitter.



*Excludes Real Estate Analysis, Must set up an initial in person or phone consultation by December 31, 2016. 

**Update 11/22/16. The Facebook offer did not allow me to see who claimed the offer. That was not known before I set the promotion through Facebook and I am very sorry for this mishap.   Please contact me directly at www.getmadconsulting.com/contact.html with the Facebook notification you claimed the offer. I'll be posting another promotion Friday(11/25) out of goodwill for this hiccup**

US Dollar Hammers the Euro

Amazingly since the election the US Dollar has been heading towards new highs.  This is coming at the expense of the Euro mainly. Just check out the huge divergence that has taken hold. This isn't looking good for the Euro from a long term perspective either.

Looks like your favorite French Wine, and Italian Cheese will become more affordable at a grocer near you.



Visit StockCharts.com to see more great charts.

Saturday, November 19, 2016

MAD Economic Review 11/19/16

We had a nice calm week for the markets and worldwide events. Hopefully this transitions to a nice quiet week for Thanksgiving so we can all enjoy some nice relaxation, great food, and company! Of course many will be heading to shopping malls and binging on internet sales this week.

If you are, keep in mind my Holiday Spending Tips, which is full of great ideas and money saving tips! Here at MAD Consulting we will #OptOutside with REI which is becoming something of annual tradition. I'll post some pics to Twitter, so be sure to follow!

Markets

Equity markets which get all the attention had their second straight week up. The S&P 500 is flirting with the idea of making an all time high and finally joining the Dow Jones.

Friday, November 18, 2016

Janet Yellen: Student Debt Affecting Millennial's

Janet Yellen was asked about the growing amount of student debt yesterday on Capitol Hill. According to her "We have been very attentive to trends in student debt, and as you say it really has escalated to an extraordinary degree" I'd say that's an understatement.






She stated this crisis is having a BIG impact on

Thursday, November 17, 2016

Investor's Corner with MAD Consulting: Nov 16, 2016 Trends That Never End

Here is my latest Investor's Corner segment with Topstep Traders Squawk Radio. It was a great discussion reviewing some of my "Trends That Never End". I tried to highlight some non-obvious sectors that have great fundamentals behind them. From what I presented it looks like serious money was made the last 10 years with a few of these picks.

So go ahead and watch it to see what we discussed. I guarantee you'll like this episode.

Monday, November 14, 2016

How to Save $100k & Double The S&P 500's Return

Saving $1 on a box of cereal is nice, but it's not the fast track to financial independence and telling the boss to get lost for good.  I don't like to recommend clipping coupons or other half ass ways of getting rich. I'll admit to clipping coupons myself occasionally, but there are more bad-ass ways of making it to the 1% without having a name like Mark Zuckerberg. Here I try to show you how to think outside of the box when it comes to increasing income and saving money through powerful information and skills.  

Today we are going to look into one possible way you can save $100k and smash the S&P 500's historical return of approximately 7-8% after inflation. 

Saturday, November 12, 2016

MAD Economic Review - Presidential Election Edition 11/12/16

What a historic week!  This was an election for the ages, and it definitely was entertaining. I'm glad it's over and I'm sure others are too.  A lot of people finally came out to vote which is awesome. Let's hope that momentum keeps up. Approximately 130 million people voted in this election which sounds good, but that's only 57% of people eligible to vote. I take no excuse that you were to busy, or forgot.  With early voting and mail in ballots it's easier than ever to vote, and I expect it to get easier. Exercise your right! There are a lot of men and women that died either fighting for that right, or never could exercise it at all. Remember that.

Sadly this election brought out the worst in a lot of people. The fighting at rallies all year manifested itself into post-election fights, squabbles, burning of perfectly good shoes that should have gone to charity, and name calling. Unsurprisingly it turns out both Democrats and Republicans enjoy being violent towards one another. Not the way to solve problems, and definitely shows some people are not accepting of our democratic process.

Overall I'm disappointed in the way

Friday, November 11, 2016

Holiday Spending Tips

With Thanksgiving, Christmas, Hanukkah, and Kwanzaa all coming around the corner really fast I thought I'd give you a few spending tips for this year. They aren't all geared towards penny pinching, because that get's old after awhile anyway.

Instead they are tips to help you blast gift expectations away, take control of your budget, and become more thoughtful in every aspect of your holiday giving. Here are my top 8(the last is my selfishly favorite one) with a quick analysis of each.